A little black box, about the size of a Big Mac, can stop a 2-ton car cold if the owner misses a payment on it. For over 5 years, PASSTIME has been in the market to drive down delinquencies, and they have been very successful. According to National Independent Automobile Dealers Association, dealerships without PASSTIME report delinquent payments on as many as three out of every 10 cars they sell, but with the devices, delinquencies drop to less than one out of 10. PASSTIME has seen their market expand from the small independent buy-here, pay-here stores to new car dealers. Now credit/financial institutions are beginning to realize what an impact PASSTIME has -- especially in the collections department. This product has the potential to cure all headaches in collections.

Local network stations, from Seattle to Washington D.C., have been airing a small, yet impactful segment on how PASSTIME works and the ability it has to improve the customer's credit history. The device allows dealers to finance nicer cars for high-risk customers because PASSTIME makes default more unlikely.

PASSTIME is currently working with two leading attorneys in the automotive industry, Tom Hudson and Keith Whann, to provide all dealers with a state-by-state Retail and Installment Sales Agreement with appropriate disclosure forms.

Please feel free to call 888-547-9017, visit www.passtimesecurity.com. Or stop by and see us at NIADA Booth#1111